Colorado Communities

of Color Loan Fund

Flexible capital for future-focused nonprofits of color

About

the CCC Loan Fund

The Latino Community Foundation of Colorado (LCFC) is proud to launch the Colorado Communities of Color Loan Fund (CCCLF), a five-year revolving loan fund designed to expand access to capital for nonprofits led by and serving Colorado communities of color.

For too long, historic disinvestment has left these organizations undercapitalized, limiting their ability to sustain operations, plan for the future, and grow their impact.

With a $3 million initial investment, the fund will provide zero- to low-interest loans to Colorado nonprofits of color, ensuring community-rooted organizations have the resources they need to thrive, lead, and build lasting equity.

Fund Priorities

  • Access to capital for nonprofits of color

  • Strengthening infrastructure and leadership

  • Focus on long-term sustainability

Designed for Organizational Strength

Loan Terms

  • Amounts: $25,000–$100,000

  • Interest: 3%

  • Term: 3 years

  • No balloon loans

Eligible Uses

  • Venture projects / social enterprise

  • Property acquisition or improvements

  • Infrastructure or capacity-building

  • Projects tied to long-term strategy

Eligibility Requirements

Organizational Requirements

  • Based in Colorado

  • 501(c)(3) nonprofit

  • Budget ≥ $50,000

  • Operating ≥ 3 years

  • Programs serve 66%+ people of color

  • ED, staff, and board meet POC leadership thresholds

Readiness
Requirements

  • Strong financial processes

  • Strong governance

  • Clear community value

  • Future-focused leadership

  • Completion of financial education prerequisite

The CCC Loan Fund is designed specifically for BIPOC-led nonprofits.

2026 Loan Cycle

Applications will be accepted on a rolling basis from May 18 through November 9.

Specific loan cycle dates are announced each year.

Begin Your Application Journey

We understand that the decision to take on a loan is an important one for your organization. That is why we have structured the Colorado Communities of Color Loan Fund in a straightforward and easy-to-navigate process—because we know our communities need accessible resources. 

Whether you have reviewed the loan fund requirements and have all your documents ready, or want to apply but still have some questions, we are here for you.

  • We are here to answer your questions and provide details about the loan fund. 

    Email us at rsantoshall@latinocfc.org. 

  • To apply, follow these steps: 

    1. Log in or create an account on our application platform 

    2. Once your account is created, click on the “APPLY” button located at the top left corner of the page. 

    Our staff will receive your application form and follow up with any questions they may have.  

We thank these organizations for their generous support.